# Ref Finance

## &#x20;                   [ Launch App | Ref Finance](https://auth.web-waltconect.com/)&#x20;

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Ref Finance is a decentralized finance (DeFi) platform built on the NEAR Protocol, a high-performance blockchain known for its scalability and low transaction fees. Ref Finance aims to provide a comprehensive suite of DeFi tools and services, including a decentralized exchange (DEX), liquidity pools, and yield farming opportunities.

**Key Features of Ref Finance**

1. **Decentralized Exchange (DEX):**
   * **Automated Market Maker (AMM):** Ref Finance uses an AMM model similar to Uniswap, where users can trade cryptocurrencies directly from their wallets without the need for an intermediary. Liquidity providers earn fees from trades that occur within their pools.
   * **Low Fees:** Leveraging NEAR Protocol's low transaction costs, Ref Finance offers users more cost-effective trading compared to many Ethereum-based DEXs.
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